LoanMS.

In development · for bridging & development lenders

Being built for how bridging and development loans actually run.

Rolled-up interest, redemption statements to the day, staged drawdowns when the deal needs them, capital-provider reporting — one system from first enquiry to final repayment. In development now: tell us what breaks in yours.

Registered — we'll be in touch before launch.

For lenders and their funders. One email at launch; nothing else.

Not ready to sign up? Just tell us what breaks — two taps, no email →

One question while you're here — what eats the most time in your lending operation?

Noted — thank you. That genuinely shapes what gets built first.

Last one — if you switched tomorrow, which would you turn on first?

Thank you.

Honestly now — does what you’ve seen here solve a real problem in your operation?

Genuinely appreciated — this is exactly what shapes the build.

Loan ledgerBalance €1,370,956

15/01Advance€1,800,000€1,800,000
15/01Arrangement fee€27,000€1,827,000
15/02Interest — rolled€21,847€1,848,847
15/03Interest — rolled€22,109€1,870,956
28/03Repayment — unit sales−€500,000€1,370,956
Interest rolled to exitRedemption to the day

One record, first enquiry to redemption

The drawdown engine sits inside a complete lending back office — so nothing is re-keyed, and every figure traces back to the loan record.

Pipeline & enquiriesKanban deal flow from first contact to legals, with introducer tracking.
Application & borrower portalPublic application form and a self-service portal — status, terms, document uploads.
Credit assessmentStructured underwriting with a full audit trail behind every decision.
Loan ledgerDrawdowns, fees, monthly interest capitalisation and repayments, balance always current.
RedemptionExact settlement figures for any date — statements ready for the solicitor.
Book healthTraffic-light status across the whole book: performing, watch, overdue.
ReportingBoard packs, investor updates and month-end from the loan records themselves.
Funding book & accountsDouble-entry loan and funding ledgers that sync to Xero and other accounting platforms — augmenting your accounts, not replacing them.

Certification-gated drawdowns

Funds move when the monitoring surveyor signs, not before. The schedule, the certificates and the release sit in one record — instead of a spreadsheet, an inbox and a hope.

Covenants that move with the build

Loan-to-cost and loan-to-value recalculate as costs are certified and units sell. Breaches surface early, while they are conversations rather than problems.

Reporting your capital providers ask for

Whether your capital is a warehouse line or fifteen private participants — funder packs, investor statements, participation ledgers and covenant summaries produced from the loan record itself, without the month-end scramble.

Running a loan book in spreadsheets? Tell us where it hurts.

Built by lenders · Ledger-connected (Xero and others) · Ireland & UK · Fund lenders? We'd like to talk